Mary Cummins, Real Estate Appraiser, Animal Advocates, Los Angeles, California

Mary Cummins, Real Estate Appraiser, Animal Advocates, Los Angeles, California
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Showing posts with label real estate appraisal. Show all posts
Showing posts with label real estate appraisal. Show all posts

Tuesday, April 8, 2025

Only Four Permits Issued in Palisades Fire Area in 90 days by Mary Cummins Real Estate Appraiser


92 days post fire and only four permits have been issued to rebuild in the Palisades. Two of the permits are just smaller repairs. These people are forced to rebuild and repair. These aren't all developer spec homes. It will cost over $70,000 each in permit fees to rebuild. The City needs to keep promises about waiving some fees and slashing red tape and time frames. This is going to be a long expensive haul no matter what the state and local politicians have promised. It always is.

A quote from the article "Although this area has been branded as uber-wealthy, the majority of Palisadians were middle-class, 25 percent were senior citizens, and the majority don’t have the money it will cost to rebuild. Unless there is some financial assistance, people will not be rushing to pay for plans to rebuild." 

I work in this area. The wealthy people live in the rarer larger luxury homes on the ocean, coast or in the hills with full ocean, coast views. Most homes are older average sized standard construction tract homes with no views in the flats. Most homeowners are not uber wealthy. Sadly if they can't afford permit fees, they can't afford construction fees or holding costs. They will be forced to sell their lots and move to a much less expensive area. 

One resident said they had received an invoice for $1,338 for a permit fee for the Grading Department to review a soils report. These homes already had approved soils reports for the previous home on file. They had to spend at least $10,000 for a new soils report. The time and money involved in new construction is crazy. I hate to say I told ya so, but I said that it'll take as much time if not longer than the Malibu Woolsey fire to recover and rebuild. As of February 2025 "Fewer than 40% of the 465 homes destroyed by the 2018 Woolsey fire in Malibu have been rebuilt." The scale of the Palisades fire is much, much larger. It'll take even longer and cost a lot more.

Full article from Westside Current.


#losangeles #palisadesfire #palisades #permits #marycummins #realestateappraiser 

Mary Cummins of Cummins Real Estate is a certified residential licensed appraiser in Los Angeles, California. Mary Cummins is licensed by the California Bureau of Real Estate appraisers and has over 35 years of experience.


Mary Cummins, Mary K. Cummins, Mary Katherine Cummins, Mary, Cummins, #marycummins #animaladvocates #losangeles #california #wildlife #wildliferehabilitation #wildliferehabilitator #realestate #realestateappraiser #realestateappraisal #lawsuit real estate, appraiser, appraisal, instructor, teacher, Los Angeles, Santa Monica, Beverly Hills, Pasadena, Brentwood, Bel Air, California, licensed, permitted, certified, single family, condo, condominium, pud, hud, fannie mae, freddie mac, fha, uspap, certified, residential, certified resident, apartment building, multi-family, commercial, industrial, expert witness, civil, criminal, orea, dre, brea insurance, bonded, experienced, bilingual, spanish, english, form, 1004, 2055, 1073, land, raw, acreage, vacant, insurance, cost, income approach, market analysis, comparative, theory, appraisal theory, cost approach, sales, matched pairs, plot, plat, map, diagram, photo, photographs, photography, rear, front, street, subject, comparable, sold, listed, active, pending, expired, cancelled, listing, mls, multiple listing service, claw, themls, historical appraisal, facebook, linkedin

DISCLAIMER: https://mary--cummins.blogspot.com/p/disclaimer-privacy-policy-for-blogs-by.html

Sunday, April 6, 2025

Is my Condo Blacklisted by Fannie Mae, Freddie Mac Lenders? List of Requirements by Mary Cummins Real Estate Appraiser


Ever since the 2021 Surfside condo collapse in Miami, Florida lenders are worried about the condition of older condominium projects. Lenders do not want to loan on a project where their equity is not secured by a livable building in good safe condition. For this reason many older condos are denied funding backed by Fannie Mae and Freddie Mac. 

Mae and Mac maintain a "mortgage blacklist" of condo complexes deemed ineligible for their mortgage programs. I've emailed them asking for it but they refuse to share it publicly. The condo projects are denied due to concerns about inadequate insurance, structural issues or insufficient reserves. This makes it difficult for owners to sell or refinance using these loan programs. This "blacklist" is basically a list of condo complexes which have been denied funding based on these requirements. This does not affect non Mae and Mac mortgages but if the project doesn't meet these requirements, they may still be denied by other lenders.

The most important thing a condo owner can do to prevent their condo from being blacklisted is fully research the project before you buy, sell and as you own it. Be sure to get a copy of all documents especially the budget, inspection report and the condo reserve report. A good condo project will have all future repairs noted with 70% of the future repair costs already paid in a reserve fund. The funds come from the HOA dues. 

The problems arise with older buildings which need more and more repairs as they age. HOA dues don't always cover the increasing expenses so dues must be raised from time to time. Special assessments are needed for the larger unplanned repairs. Some condo owners don't want to pay increased HOA dues or assessments because they are on fixed incomes. Condo owners must vote for special assessments. This is what happened with Surfside condos. They knew they needed major repairs but the collective owners refused to vote for the larger HOA dues and special assessments to get the work done. The building also had structural issues when it was first built which needed to be repaired. 

Here's a more detailed breakdown of what Mae and Mac need to see before they will fund a condo. I got this information from Fannie Mae and Freddie Mac websites. 

Reserve Fund Requirements:

Minimum Reserve:

Fannie Mae and Freddie Mac require that a condo project have a reserve fund that is at least 10% of the annual operating budget. 

Reserve Study:

A current reserve study, conducted by a qualified professional, is essential to determine the adequacy of the reserve funding plan. 

Funding Plan:

The reserve study should include a funding plan that outlines how the association will reach and maintain the minimum reserve level. 

Reserve Study Content:

The reserve study should include an inventory of major components, a financial analysis, and an evaluation of the current reserve fund adequacy. 

Reserve Study Frequency:

It's recommended to have a reserve study performed and updated every three years by a qualified professional. 

Reserve Study Compliance:

The reserve study must meet or exceed requirements set forth in any applicable state statutes. 

Delinquency Requirements:

Delinquency Limit: No more than 15% of the total number of units in a project can be 60 or more days delinquent in the payment of their HOA assessments. 

Other Important Considerations:

Critical Repairs:

Mortgages secured by units in condominium or cooperative projects in need of critical repairs are not eligible for sale to Freddie Mac. 

Lender Review:

Lenders are now required to review all structural and mechanical inspection reports, including reserve studies, completed in the prior three years from the loan project review. 

Unfunded Repairs:

Lenders are prohibited from issuing loans for complexes with unfunded repairs totaling $10,000 or more per unit. 

Special Assessments:

Lenders must obtain and review information for any special assessments imposed by condominium associations to determine if they address a critical repair. 

Insurance:

The project must have insurance that complies with the applicable requirements. 


Mary Cummins of Cummins Real Estate is a certified residential licensed appraiser in Los Angeles, California. Mary Cummins is licensed by the California Bureau of Real Estate appraisers and has over 35 years of experience.


Mary Cummins, Mary K. Cummins, Mary Katherine Cummins, Mary, Cummins, #marycummins #animaladvocates #losangeles #california #wildlife #wildliferehabilitation #wildliferehabilitator #realestate #realestateappraiser #realestateappraisal #lawsuit real estate, appraiser, appraisal, instructor, teacher, Los Angeles, Santa Monica, Beverly Hills, Pasadena, Brentwood, Bel Air, California, licensed, permitted, certified, single family, condo, condominium, pud, hud, fannie mae, freddie mac, fha, uspap, certified, residential, certified resident, apartment building, multi-family, commercial, industrial, expert witness, civil, criminal, orea, dre, brea insurance, bonded, experienced, bilingual, spanish, english, form, 1004, 2055, 1073, land, raw, acreage, vacant, insurance, cost, income approach, market analysis, comparative, theory, appraisal theory, cost approach, sales, matched pairs, plot, plat, map, diagram, photo, photographs, photography, rear, front, street, subject, comparable, sold, listed, active, pending, expired, cancelled, listing, mls, multiple listing service, claw, themls, historical appraisal, facebook, linkedin

DISCLAIMER: https://mary--cummins.blogspot.com/p/disclaimer-privacy-policy-for-blogs-by.html

Friday, April 4, 2025

Court Dismisses Discrimination Claims Against Appraiser by Mary Cummins, Real Estate Appraiser


Henley's Motion to Dismiss, Doc. #28, is SUSTAINED.

Link to case below

"A federal judge has dismissed all claims against an appraiser and their firm in a lawsuit alleging discrimination in a home valuation. The court found that the plaintiffs failed to establish a viable legal claim against the appraiser, ruling that their allegations did not sufficiently demonstrate wrongdoing under applicable laws.

The case centered on a disputed appraisal that plaintiffs claimed was racially biased. However, the judge determined that the appraiser’s valuation process did not support a claim of discrimination. With this ruling, the appraiser and their firm are no longer part of the lawsuit.

While claims against the appraiser were dismissed, the court allowed certain claims against a bank to proceed, focusing on the bank’s lending policies and loan approval decisions. These claims will be evaluated further as the case moves forward. Specifically, the plaintiffs claim the bank applied different loan-to-value (LTV) ratios based on race and national origin, offering more favorable terms to white borrowers. They also allege the bank refused to finalize a loan application with better terms due to discriminatory policies. Additionally, the plaintiffs argue the bank maintained a policy preventing borrowers from appealing appraisals they believed to be discriminatory. The bank contends that loan denials were based on credit history rather than discrimination, the court determined that the plaintiffs presented enough evidence for these claims to proceed.

Negligent Hiring, Training, and Supervision

The court also allowed claims against the bank regarding negligent hiring, training, and supervision of employees. Plaintiffs argue that bank employees failed to properly evaluate loan applications, process appraisal appeals and oversee contracted appraisers. The court found that these allegations were specific enough to warrant further examination.

Implications for Appraisers

This case—Carlos Turner, et al. v. Henley Appraisals, LLC, et al. (Case No. 3:23-cv-371) in the U.S. District Court for the Southern District of Ohio Western Division—highlights the importance of clear appeal mechanisms for borrowers who suspect discrimination and raises questions about lender oversight of the appraisal process. Appraisers should stay informed on evolving legal standards and lender policies to ensure compliance and fairness in their work."

Link to case ruling. Large file but only 28 pages.

https://cases.justia.com/federal/district-courts/ohio/ohsdce/3:2023cv00371/286793/33/0.pdf

Mary Cummins of Cummins Real Estate is a certified residential licensed appraiser in Los Angeles, California. Mary Cummins is licensed by the California Bureau of Real Estate appraisers and has over 35 years of experience.


Mary Cummins, Mary K. Cummins, Mary Katherine Cummins, Mary, Cummins, #marycummins #animaladvocates #losangeles #california #wildlife #wildliferehabilitation #wildliferehabilitator #realestate #realestateappraiser #realestateappraisal #lawsuit real estate, appraiser, appraisal, instructor, teacher, Los Angeles, Santa Monica, Beverly Hills, Pasadena, Brentwood, Bel Air, California, licensed, permitted, certified, single family, condo, condominium, pud, hud, fannie mae, freddie mac, fha, uspap, certified, residential, certified resident, apartment building, multi-family, commercial, industrial, expert witness, civil, criminal, orea, dre, brea insurance, bonded, experienced, bilingual, spanish, english, form, 1004, 2055, 1073, land, raw, acreage, vacant, insurance, cost, income approach, market analysis, comparative, theory, appraisal theory, cost approach, sales, matched pairs, plot, plat, map, diagram, photo, photographs, photography, rear, front, street, subject, comparable, sold, listed, active, pending, expired, cancelled, listing, mls, multiple listing service, claw, themls, historical appraisal, facebook, linkedin

DISCLAIMER: https://mary--cummins.blogspot.com/p/disclaimer-privacy-policy-for-blogs-by.html

Friday, March 28, 2025

HUD Scrubs Divisive Content from HUD Website by Jeremy Bagott, Comments by Mary Cummins

dei, racism, mary cummins, donald trump, andre perry, hud, jeremy bagott, appraisal bias, scott turner, real estate appraiser, real estate appraisal, appraiser, appraisal, los angeles, california

Jeremy Bagott @jbagott posted a new press release titled "HUD Scrubs Toxic Content from Hijacked Portal." ( https://mailchi.mp/40d0c98d36d9/hud-scrubs-toxic-content-from-hijacked-portal-10898622  "HUD SCRUBS TOXIC CONTENT FROM HIJACKED PORTAL:VENTURA, Calif. (March 28, 2025) – A web portal run by the U.S. Department of Housing and Urban Development as a clearinghouse for misinformation and to promote crony business relationships has now been purged of much of its most toxic content. More needs to be done.

The portal, known as the “HUD Exchange,” connected lawyers and crony nonprofits with potential plaintiffs for shakedown lawsuits and to spread divisive conspiracy theories. The portal, which appeared to have been taken over by HUD around the start of the pandemic, was originally operated by a tiny federal agency whose stated mission was to provide resources for wounded, ill and injured service members and their families. HUD somehow wrested control of it. Under Housing Secretary Scott Turner, many malicious web pages have been removed."

HUD has also removed many pages from the HUD.gov website. Most of them were against Donald Trump's new anti DEI policies. The other data and pages removed had to do with anything, everything Joe Biden. I agree that some of the content was not only divisive but false. The worst items had to do with HUD's false narrative of the allegedly old white male racist real estate appraiser. This false narrative was promoted by Biden and the Dems in the hopes of securing votes from blacks, Latinos. Biden stated if elected he would fix the wealth gap by going after allegedly racist appraisers.

The wealth gap is caused by the income gap. The income gap is not caused by race but socioeconomic factors. There are also lower income white people. People of all color, race who make less money have less money and buy less expensive homes in less expensive areas. It's not caused by real estate appraisers appraising their homes for less than what they're worth. A home in Watts is worth less than a home in Beverly Hills. We're just the messengers. We just report value. We don't set it. 

One thing that I'm glad was removed, archived was almost every mention of Andre Perry and his fake paper and book "Know your price." AEI and others have debunked Perry's false claim of racial bias in appraisal values many times. AEI spoke at government meetings and sent in independent research. The government would not listen because it didn't fit their agenda to garner black, Latino votes. In the end Biden never fixed the wealth gap. He also didn't get the black, Latino vote and lost the election.

I'm also glad NFHA's false and defamatory articles, lawsuits, PSA's against real estate appraisers were removed. Private nonprofit NFHA took advantage of the false narrative of the alleged white racist appraiser to file frivolous lawsuits. Their purpose was media attention and grants for their board members and CEO. Many people used the false narrative to make money at the expense of real estate appraisers. 

Immediately after George Floyd's murder the pendulum swung to the far left in terms of race. People were demanding reparations and forcing companies to hire some harmful DEI "consultants." DEI can be a good thing but some new self proclaimed "consultants" took it was too far and it became anti white, anti male, anti business. There's no more talk of reparations and almost all DEI is in the trash. Now we've swung to the far right with the end of affirmative action and mandatory removal of all DEI. Sadly our country still has issues with racism, misogyny, gender issues... I hope eventually we can end up in the sane middle on these important issues. 

Mary Cummins of Cummins Real Estate is a certified residential licensed appraiser in Los Angeles, California. Mary Cummins is licensed by the California Bureau of Real Estate appraisers and has over 35 years of experience.


Mary Cummins, Mary K. Cummins, Mary Katherine Cummins, Mary, Cummins, #marycummins #animaladvocates #losangeles #california #wildlife #wildliferehabilitation #wildliferehabilitator #realestate #realestateappraiser #realestateappraisal #lawsuit real estate, appraiser, appraisal, instructor, teacher, Los Angeles, Santa Monica, Beverly Hills, Pasadena, Brentwood, Bel Air, California, licensed, permitted, certified, single family, condo, condominium, pud, hud, fannie mae, freddie mac, fha, uspap, certified, residential, certified resident, apartment building, multi-family, commercial, industrial, expert witness, civil, criminal, orea, dre, brea insurance, bonded, experienced, bilingual, spanish, english, form, 1004, 2055, 1073, land, raw, acreage, vacant, insurance, cost, income approach, market analysis, comparative, theory, appraisal theory, cost approach, sales, matched pairs, plot, plat, map, diagram, photo, photographs, photography, rear, front, street, subject, comparable, sold, listed, active, pending, expired, cancelled, listing, mls, multiple listing service, claw, themls, historical appraisal, facebook, linkedin

DISCLAIMER: https://mary--cummins.blogspot.com/p/disclaimer-privacy-policy-for-blogs-by.html

Tuesday, March 18, 2025

How to use iPhone LiDAR to measure homes, property by Mary Cummins real estate appraiser


How to use your iPhone, iPad LiDAR measuring device to measure a home. I did this video in 2021 when iPhone LiDAR first came out using iPhone 13. You only have to click once now. Individual steps below.

1. Click the iPhone measure device app icon 


Be sure to click the left "measure" button and not the "level"

2. A white dot in a round circle will appear. Place the white dot on your starting point.
Click the plus + button in a white circle.

3. Go to your next measuring point such as the end of a wall then click the plus button again. You will see a white line with your measurement. You can take a photo of the measurement by clicking the solid white round circle on the right. 

4. If you want to continue measuring, click the plus sign again or move to your next measuring point. You can step back to see your final measurements. You can take a photo by clicking the white circle to save your measurements as a photo in your photo album.

5. When you're done or want to do a new measurement, click the "clear" button top right. 

Here's a very short video below. This is iPhone 13 with whatever iOS version was the latest in 2021.

Direct link to video

https://www.youtube.com/watch?v=OienvNEgj_w

This is easier than a Leica Disto, Bosch or other professional measuring device. Alamode's TOTAL mobile measure uses this measuring system. CubiCasa uses the same. You don't have to hit a vertical target. You don't have to aim at a wall or placard on a tripod. You don't have to do multiple calculations if you don't have a vertical target at the measuring point. You can aim at the ground to set your starting point. Also great when you're dealing with homes that have burned down and you only have footings. You can change from Imperial to/from Metric in Settings > apps > measure. You can easily figure out imperial to tenths of a foot if you use that system.

I have checked the accuracy by using a measuring tape, Disto, Bosch and my iPhone on same measurements. They are exactly the same. 

Here are some more photos of me using iPhone LiDAR to measure burned homes.





I measured this exactly but when you step back to take a photo the lines just look different.


Mary Cummins of Cummins Real Estate is a certified residential licensed appraiser in Los Angeles, California. Mary Cummins is licensed by the California Bureau of Real Estate appraisers and has over 35 years of experience.


Mary Cummins, Mary K. Cummins, Mary Katherine Cummins, Mary, Cummins, #marycummins #animaladvocates #losangeles #california #wildlife #wildliferehabilitation #wildliferehabilitator #realestate #realestateappraiser #realestateappraisal #lawsuit real estate, appraiser, appraisal, instructor, teacher, Los Angeles, Santa Monica, Beverly Hills, Pasadena, Brentwood, Bel Air, California, licensed, permitted, certified, single family, condo, condominium, pud, hud, fannie mae, freddie mac, fha, uspap, certified, residential, certified resident, apartment building, multi-family, commercial, industrial, expert witness, civil, criminal, orea, dre, brea insurance, bonded, experienced, bilingual, spanish, english, form, 1004, 2055, 1073, land, raw, acreage, vacant, insurance, cost, income approach, market analysis, comparative, theory, appraisal theory, cost approach, sales, matched pairs, plot, plat, map, diagram, photo, photographs, photography, rear, front, street, subject, comparable, sold, listed, active, pending, expired, cancelled, listing, mls, multiple listing service, claw, themls, historical appraisal, facebook, linkedin

DISCLAIMER: https://mary--cummins.blogspot.com/p/disclaimer-privacy-policy-for-blogs-by.html

Monday, March 10, 2025

Forcing Developers to Include Low Housing Units Makes Housing Crisis Worse by Mary Cummins real estate appraiser

affordable housing, mary cummins, real estate appraiser, real estate appraisal, los angeles, california, low income, housing crisis, housing supply

As expected forcing developers to include low income housing in new projects actually makes the housing crisis worse. They basically just add costs to the developer while only providing a handful of units. These added costs dissuade developers from building more units. Local governments are basically just tacking on a big fee for new projects to help a few select tenants thereby hurting even more potential tenants. Tenants vote for these forced low income units hoping they will get one of the few new units which they probably won't. We just need more units! All of this just harms tenants just like rent control.

"Inclusionary zoning (IZ) policies, which require or incentivize developers to provide some income-restricted housing units in otherwise market-rate projects – may be a double-edged sword, according to a new study by Pioneer Institute. The study found that while IZ policies help address urgent, short-term housing needs for a few families, they also can discourage new supply and increase higher market-rate prices, jeopardizing long-term, broad-based affordability." See first comment for link to article #affordablehousing #housing #marycummins #realestateappraiser

https://www.globest.com/2025/03/10/inclusionary-zoning-policies-may-discourage-new-housing-supply

Mary Cummins of Cummins Real Estate is a certified residential licensed appraiser in Los Angeles, California. Mary Cummins is licensed by the California Bureau of Real Estate appraisers and has over 35 years of experience.


Mary Cummins, Mary K. Cummins, Mary Katherine Cummins, Mary, Cummins, #marycummins #animaladvocates #losangeles #california #wildlife #wildliferehabilitation #wildliferehabilitator #realestate #realestateappraiser #realestateappraisal #lawsuit real estate, appraiser, appraisal, instructor, teacher, Los Angeles, Santa Monica, Beverly Hills, Pasadena, Brentwood, Bel Air, California, licensed, permitted, certified, single family, condo, condominium, pud, hud, fannie mae, freddie mac, fha, uspap, certified, residential, certified resident, apartment building, multi-family, commercial, industrial, expert witness, civil, criminal, orea, dre, brea insurance, bonded, experienced, bilingual, spanish, english, form, 1004, 2055, 1073, land, raw, acreage, vacant, insurance, cost, income approach, market analysis, comparative, theory, appraisal theory, cost approach, sales, matched pairs, plot, plat, map, diagram, photo, photographs, photography, rear, front, street, subject, comparable, sold, listed, active, pending, expired, cancelled, listing, mls, multiple listing service, claw, themls, historical appraisal, facebook, linkedin

DISCLAIMER: https://mary--cummins.blogspot.com/p/disclaimer-privacy-policy-for-blogs-by.html

Thursday, March 6, 2025

Palisades land sales and listings March 6, 2025. 50 listings, 2 sales by Mary Cummins real estate appraiser


Palisades land sales and listings. Still only the same two land sales. There are now 50 land listings which range in price from $749,000 to $6,900,000 from 3,700 sf to 3.1 acres. Ten are pending, under contract. This is from a land only search. I searched SFR and did not see any land sales in there. Looks like MLS is clamping down on land sales in SFR category. 

7
15
Pacific Palisades
3,703
0.085
LAR1
⁞⁞
1
15
Pacific Palisades
136,769
3.1398
LARD3
⁞⁞
6
15
PACIFIC PALISADES
7,286
0
LAR1
⁞⁞
1
15
Pacific Palisades
4,567
0.1048
LAR1
⁞⁞
2
15
Pacific Palisades
8,130
0.1866
LAR1
⁞⁞
1
15
Pacific Palisades
9,932
0.228
LAR1
$1,185,000
⁞⁞
1
15
Pacific Palisades
6,903
0.1585
LAR1
⁞⁞
3
15
Pacific Palisades
4,587
0.1053
LAR1
⁞⁞
1
15
Pacific Palisades
5,226
0.12
LAR1
⁞⁞
0
15
Pacific Palisades
5,335
0.1225
LAR1
⁞⁞
1
15
Pacific Palisades
5,745
0.1319
LAR1
⁞⁞
9
15
Pacific Palisades
7,352
0.1688
LAR1
⁞⁞
1
15
Pacific Palisades
5,214
0.1197
LAR1
⁞⁞
1
15
Pacific Palisades
6,973
0.1601
LAR1
⁞⁞
3
15
Pacific Palisades
5,199
0.1193
LAR2
⁞⁞
4
15
Pacific Palisades
5,200
0.1194
LAR1
⁞⁞
2
15
PACIFIC PALISADES
7,204
0
LAR1
⁞⁞
2
15
Pacific Palisades
4,995
0.1147
LAR1
⁞⁞
1
15
Pacific Palisades
9,835
0.2258
LAR1
⁞⁞
15
15
Pacific Palisades
7,493
0.172
LAR1
⁞⁞
12
15
PACIFIC PALISADES
7,244
0
LAR1
⁞⁞
5
15
Pacific Palisades
6,000
0.1344
LAR1
⁞⁞
3
15
Pacific Palisades
7,755
0.178
LAR1
⁞⁞
2
15
Pacific Palisades
7,010
0.1604
LAR1
⁞⁞
5
15
Pacific Palisades
6,900
0.1584
LAR1
⁞⁞
5
15
Pacific Palisades
12,523
0.2875
LAR1
⁞⁞
1
15
Pacific Palisades
7,803
0.1791
LAR1
⁞⁞
3
15
Pacific Palisades
7,475
R1V1
⁞⁞
4
15
Pacific Palisades
6,000
0.1377
R1V1
⁞⁞
3
15
Pacific Palisades
7,790
0.1786
LAR1
⁞⁞
1
15
Pacific Palisades
7,692
0.1766
LAR1
$3,100,000
⁞⁞
3
15
Pacific Palisades
7,730
0.1775
LAR1
⁞⁞
1
15
Pacific Palisades
8,439
0.1937
LAR1
⁞⁞
10
15
Pacific Palisades
9,045
0.2076
LAR1
⁞⁞
1
15
Pacific Palisades
9,430
0.2009
LAR1
⁞⁞
5
15
Pacific Palisades
8,087
0.1856
LAR1
⁞⁞
3
15
Pacific Palisades
6,502
0.1493
LAR1
⁞⁞
3
15
Pacific Palisades
7,503
0.1722
LAR1
⁞⁞
4
15
Pacific Palisades
17,440
0.4004
LAR1
⁞⁞
15
15
Pacific Palisades
7,498
0.1722
LAR1
⁞⁞
30
15
Pacific Palisades
6,480
0.1488
LAR1
⁞⁞
3
15
Pacific Palisades
7,503
0.1722
LAR1
⁞⁞
3
15
Pacific Palisades
7,147
0.1641
LAR1
⁞⁞
1
15
Pacific Palisades
7,799
0.179
LAR1
⁞⁞
5
15
Pacific Palisades
8,163
0.1874
LAR1
⁞⁞
2
15
Pacific Palisades
9,700
0.2284
LAR1
⁞⁞
2
15
PACIFIC PALISADES
8,209
0
LAR1
⁞⁞
1
15
Pacific Palisades
12,098
0.2777
LAR1
⁞⁞
5
15
Pacific Palisades
7,929
0.182
LAR1
⁞⁞
5
15
Pacific Palisades
64,396
1.48
LAR1


Mary Cummins of Cummins Real Estate is a certified residential licensed appraiser in Los Angeles, California. Mary Cummins is licensed by the California Bureau of Real Estate appraisers and has over 35 years of experience.


Mary Cummins, Mary K. Cummins, Mary Katherine Cummins, Mary, Cummins, #marycummins #animaladvocates #losangeles #california #wildlife #wildliferehabilitation #wildliferehabilitator #realestate #realestateappraiser #realestateappraisal #lawsuit real estate, appraiser, appraisal, instructor, teacher, Los Angeles, Santa Monica, Beverly Hills, Pasadena, Brentwood, Bel Air, California, licensed, permitted, certified, single family, condo, condominium, pud, hud, fannie mae, freddie mac, fha, uspap, certified, residential, certified resident, apartment building, multi-family, commercial, industrial, expert witness, civil, criminal, orea, dre, brea insurance, bonded, experienced, bilingual, spanish, english, form, 1004, 2055, 1073, land, raw, acreage, vacant, insurance, cost, income approach, market analysis, comparative, theory, appraisal theory, cost approach, sales, matched pairs, plot, plat, map, diagram, photo, photographs, photography, rear, front, street, subject, comparable, sold, listed, active, pending, expired, cancelled, listing, mls, multiple listing service, claw, themls, historical appraisal, facebook, linkedin

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