Mary Cummins, Real Estate Appraiser, Real Estate Appraisal, Los Angeles, California, Mary Cummins.

Mary Cummins is a real estate appraiser in Los Angeles, California with 38+ years of experience. Cummins provides real estate appraisals for banks, lenders, mortgage brokers, Appraisal Management Companies (AMCs), lawyers, Courts, factors and private parties for lending, lawsuits, probate, estate planning, divorce and all types of litigation. Cummins provides 1004, 1073, 1025 and other form reports, narrative reports and historical appraisals besides real estate research and appraisal advice.

Friday, May 10, 2013

Real estate agents, add an appraisal clause to your contract - by Mary Cummins real estate appraiser

Attention real estate agents. Please, add an appraisal clause to your offers, contracts. Here's a sample, "If the appraised value is $10,000 less than the contract price, buyer will make up the difference in cash. If the appraised value is more than $10,000 less than the contract price, buyer has option to make up the difference in cash or cancel contract for full return of deposit." You can also state that if the appraised value is less than contract price, you can just walk with your deposit. I'm talking about the appraisal value for homes selling for cash with appraisal clauses or homes selling with loans that need appraisals.

AMCs and banks are giving us strict orders on comparables we can use and adjustments we can make. For an average home we must use comps +/- 15% difference in gross living area, within one mile radius, sold within the last 12 months and currently listed. I don't want to see anyone lose their deposit. Properties in my area are selling over list with multiple offers because there are so few good properties currently listed. Getting them to appraise is difficult. There are fewer listings which mean fewer sales which can be used as comparables. In general most of the inventory needs work. It's difficult to appraiser a home in great condition if all other sales were distressed sales that need complete renovations. We can make the adjustments but still need to bracket the sales price which can be tough.

Search the internet for other appraisal clauses. I am not an attorney. Talk to an attorney about any sales contract or offers.

Mary Cummins of Animal Advocates is a wildlife rehabilitator licensed by the California Department of Fish and Game. Mary Cummins is also a licensed real estate appraiser in Los Angeles, California.

Mary Cummins of Animal Advocates is a wildlife rehabilitator licensed by the

Mary Cummins of Animal Advocates is a wildlife rehabilitator licensed by the California Department of Fish and Game and the USDA. Mary Cummins is also a licensed real estate appraiser in Los Angeles, California.

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Mary Cummins

Mary Cummins of Cummins Real Estate Services has been in real estate since 1983, over 35 years. She is licensed by the Bureau of Real Estate Appraisers. Mary Cummins was an agent and broker licensed with the California Department of Real Estate selling residential income, commercial buildings, raw land and homes for Merrill Lynch Realty in Beverly Hills and Westside Properties in Los Angeles before concentrating on appraisals. Mary Cummins currently provides real estate appraisals, expert witness testimony, historical research, legal real estate research for mortgage brokers, banks, lawyers, factors, insurance companies, financial consultants and private individuals. Mary Cummins was born and raised in Southern California. Cummins attended Beverly Hills Good Shepherd Catholic School and Beverly Hills High School. Besides being on the Dean's list, Mary Cummins was a top ten national swimmer and competed on the men's water polo team. Mary Cummins began college at the age of 15 attending the University of Southern California on scholarship, majoring in Psychology/Sociology. http://www.animaladvocates.us http://www.facebook.com/AnimalAdvocatesUSA

Friday, April 26, 2013

Mary Cummins, Animal Advocates, Wildlife Rehabilitation Manuals, Los Angeles, California

Mary Cummins, Animal Advocates, Wildlife Rehabilitation, Los Angeles, California. Welcome to the virtual bookshelf of wildlife rehabilitation manuals for tree squirrels, skunks, ground squirrels, raccoons, bunnies, opossums, coyotes, bats and bobcats. These manuals are free to use. I only wrote the first three. WildCare wrote the raccoon manual. Opossum Society wrote the opossum manual. Chuck Traisi of Fund for Animals wrote the coyote manual. California Bat Conservation Fund wrote the bat manual. Wildlife Education and Rehabilitation Center wrote the bobcat manual (You don't have to make a bobcat costume and smear yourself with feces and urine). Elaine Long wrote the cottontail bunny rabbit manual. You might consider making a donation to those organizations if you enjoyed their manuals.

Tree Squirrel
Mary Cummins, Animal Advocates, Wildlife Rehabilitation, Los Angeles, California

Skunk
Mary Cummins, Animal Advocates, Wildlife Rehabilitation, Los Angeles, California

Ground Squirrel, Chipmunk
Mary Cummins, Animal Advocates, Wildlife Rehabilitation, Los Angeles, California

Raccoon
Mary Cummins, Animal Advocates, Wildlife Rehabilitation, Los Angeles, California

Cottontail Bunny Rabbit
Mary Cummins, Animal Advocates, Wildlife Rehabilitation, Los Angeles, California

Opossum
Mary Cummins, Animal Advocates, Wildlife Rehabilitation, Los Angeles, California

Coyote
Mary Cummins, Animal Advocates, Wildlife Rehabilitation, Los Angeles, California

Bat
Mary Cummins, Animal Advocates, Wildlife Rehabilitation, Los Angeles, California

Bobcat
Mary Cummins, Animal Advocates, Wildlife Rehabilitation, Los Angeles, California

Mary Cummins of Animal Advocates is a wildlife rehabilitator licensed by the
Mary Cummins of Animal Advocates is a wildlife rehabilitator licensed by the California Department of Fish and Game and the USDA. Mary Cummins is also a licensed real estate appraiser in Los Angeles, California.