Mary Cummins, Real Estate Appraiser, Real Estate Appraisal, Los Angeles, California, Mary Cummins.

Mary Cummins is a real estate appraiser in Los Angeles, California with 38+ years of experience. Cummins provides real estate appraisals for banks, lenders, mortgage brokers, Appraisal Management Companies (AMCs), lawyers, Courts, factors and private parties for lending, lawsuits, probate, estate planning, divorce and all types of litigation. Cummins provides 1004, 1073, 1025 and other form reports, narrative reports and historical appraisals besides real estate research and appraisal advice.

Saturday, October 22, 2022

Dia de Muertos Celebration Grand Park Los Angeles October 22, 2022 by Mary Cummins

Mary Cummins, Dia de Muertos,Grand Park, Los Angeles, California, October 22, 2022, altaras, ofrendas, real estate appraiser, real estate, appraiser, appraisal, folklorico dancing, las catrinas mariachi

Mary Cummins, Dia de Muertos,Grand Park, Los Angeles, California, October 22, 2022, Day of the Dead, altars, ofrendas, real estate appraiser, real estate, appraiser, appraisal, folklorico dancing, las catrinas mariachi

Tenth 10th Annual Dia de Muertos celebration at Grand Park 200 N Grand Ave, Los Angeles, California 90012. It was between Grand Ave and Hill St. between 1st and 2nd St. Below is the event schedule for opening day October 22, 2022. Las Catrinas Mariachi Band and Grupo Folklorico Huitzillin & Teatro Aztlan were there along with poetry reading, sugar skull decorating, Dia de Muertos face painting and a few booths. This was also the 10th Anniversary of Grand Park. It was the Grand Avenue Arts All Access

Below are a few photos and videos of the event. @mariachilascatrinas
Event information: https://grandparkla.org/event/grand-parks-downtown-dia-de-los-muertos-2022/

Grand Park’s Downtown Día de los Muertos honors people, places and ideas that merit reverence and commemoration. Grand Park’s Downtown Día de los Muertos is a community-oriented space inviting park-goers to contribute to the community altar, ideated by artist and educator Consuelo Flores and to stroll through the park viewing numerous altars made by professional artists and local organizations. Additional public programs and activities on the opening day to include, poetry reading by Women Who Submit and Luis Rodriguez, musical performance by Las Catrinas Mariachi Band, dance performance by Grupo Folklorico Huitzillin with Teatro Aztlan, sugar skull decorating with East Los Sweets and colorful chalk art with KDaze Art. Plus professional face painting with Color Me Face Painting.

"Curator’s Statement

By Consuelo G. Flores

Los Angeles is comprised of different communities with rich, impactful histories and cultural contributions. What you’ll see as you walk through Grand Park are exquisite threads that create tapestries that focus on legacies, families, and the beauty of our diverse Latino community.

Día de los Muertos/Day of the Dead at Grand Park, offers Los Angelenos and city visitors the opportunity to interact with an intimate and important component of the celebration – the ofrendas/altars. Each installation gives the viewer a glimpse of the person(s) being remembered, who they were in life, what was important to them, what brought them passion, what their impact was on those still living and especially how they were loved. As you visit with each ofrenda, perhaps you can imagine sharing a cup of coffee or a sip of tea or getting a good book, movie or play recommendation from those who are being remembered.

Each altar is dedicated to people like you or me or someone we know, who lived, loved, and became part of our community. Sometimes they were here for a long time, sometimes for a short time – but always an impactful, memorable time.

As you interact with and learn from each ofrenda, remember what the Día de los Muertos/Day of the Dead celebration is in three simple tenets:

To remember, honor and memorialize those who we’ve lost.
To come to terms with our own mortality.
To celebrate life – ALL LIFE – every day. "

East Los Sweets https://www.facebook.com/Eastlossweets

Las Catrinas Mariachi https://www.facebook.com/mariachilascatrinas

Color Me Face Painting https://www.facebook.com/colormefacepainting

Grand Park Los Angeles https://www.facebook.com/events/656488959244809/

Altar installations by:

Consuelo Flores

Self Help Graphics

Alain Norte

Beatriz de Alba Spears

Carolyn Castaño

Denise Esparza

The Latino Theater Company

Familia Flores

Gian F. Norte

Ginette Rondeau

Generaciones en Acción

The Wall Las Memorias

Jessica Monares

LADWP Society of Hispanic Engineers

Latino Outreach+Understanding Division (LOUD)

Marissa Magdalena Sykes

Tía Chucha’s Centro Cultural

Mexican Cultural Institute & José Antonio Aguirre

Richard de Alba

Rock Rose Gallery

Rose Portillo

United to House LA (ULA)

Women Who Submit

Mary Cummins of Cummins Real Estate is a certified residential licensed appraiser in Los Angeles, California. Mary Cummins is licensed by the California Bureau of Real Estate appraisers and has over 35 years of experience.

Mary Cummins, Mary K. Cummins, Mary Katherine Cummins, Mary, Cummins, #marycummins #animaladvocates #losangeles #california #wildlife #wildliferehabilitation #wildliferehabilitator #realestate #realestateappraiser #realestateappraisal #lawsuit real estate, appraiser, appraisal, instructor, teacher, Los Angeles, Santa Monica, Beverly Hills, Pasadena, Brentwood, Bel Air, California, licensed, permitted, certified, single family, condo, condominium, pud, hud, fannie mae, freddie mac, fha, uspap, certified, residential, certified resident, apartment building, multi-family, commercial, industrial, expert witness, civil, criminal, orea, dre, brea insurance, bonded, experienced, bilingual, spanish, english, form, 1004, 2055, 1073, land, raw, acreage, vacant, insurance, cost, income approach, market analysis, comparative, theory, appraisal theory, cost approach, sales, matched pairs, plot, plat, map, diagram, photo, photographs, photography, rear, front, street, subject, comparable, sold, listed, active, pending, expired, cancelled, listing, mls, multiple listing service, claw, themls, historical appraisal, facebook, linkedin DISCLAIMER: https://mary--cummins.blogspot.com/p/disclaimer-privacy-policy-for-blogs-by.html

Mary Cummins

Mary Cummins of Cummins Real Estate Services has been in real estate since 1983, over 35 years. She is licensed by the Bureau of Real Estate Appraisers. Mary Cummins was an agent and broker licensed with the California Department of Real Estate selling residential income, commercial buildings, raw land and homes for Merrill Lynch Realty in Beverly Hills and Westside Properties in Los Angeles before concentrating on appraisals. Mary Cummins currently provides real estate appraisals, expert witness testimony, historical research, legal real estate research for mortgage brokers, banks, lawyers, factors, insurance companies, financial consultants and private individuals. Mary Cummins was born and raised in Southern California. Cummins attended Beverly Hills Good Shepherd Catholic School and Beverly Hills High School. Besides being on the Dean's list, Mary Cummins was a top ten national swimmer and competed on the men's water polo team. Mary Cummins began college at the age of 15 attending the University of Southern California on scholarship, majoring in Psychology/Sociology. http://www.animaladvocates.us http://www.facebook.com/AnimalAdvocatesUSA

Thursday, October 13, 2022

FREE TACOS with Purchase of Real Estate Appraisal! Mary Cummins Real Estate Appraiser

FREE TACOS with purchase of real estate appraisal,

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When times are tough the tough get tacos! Two more days left in Hispanic Heritage Month. I'm Latino and speak Spanish. Ven por tacos! Joking not joking ;-) Cummins Real Estate Services #tacos #realestate #realestateappraiser #realestateappraisal #losangeles #california #marycummins

Mary Cummins

Thursday, September 22, 2022

California Appraisal Guidelines for Elimination of Bias per Business Professional Code 11360 a - Mary Cummins

business and professional code, section 11360 a, elimination of bias, real estate appraiser, real estate appraiser, mary cummins, california, bill, discrimination, law, los angeles, marycummins.com, course, continuing education, basic education, CE

The California Bureau of Real Estate Appraisers (BREA) just released updated guidelines for basic and continuing education educators and course providers so they can update mandatory classes on bias per January 2023 changes. Below is the BREA notice and guidelines.

This bill was approved in 2011 before the recent false narrative of the "racist appraiser." It has already been covered and taught in existing courses. I just took the California Laws class and it covered exactly this. The bold portions are new. This is the 2022 change to the code which takes effect January 1, 2023,

"(a) The director shall adopt regulations governing the process and procedures for renewal of a license or restoration of a license to active status that shall include, but not be limited to, continuing education requirements, which shall be reported on the basis of a four-year continuing education cycle, and, for each licensee renewing on or after January 1, 2023, include at least two hours of elimination of bias training, either individually or as part of a broader course.

(b) An applicant for renewal of a license shall be required to demonstrate the applicant's continuing fitness to hold a license prior to its renewal. Applicants shall also fulfill continuing education requirements established pursuant to this section and shall be required to take a minimum of four hours of federal and California appraisal related statutory and regulatory law every four years.

(c) Beginning January 1, 2023, as part of the continuing education required by this section, a licensee shall complete at least one hour of instruction in cultural competency every four years.

(d) The cost of any educational course required by this section shall not be borne by any client served by a licensee.

(e) For purposes of this section, "cultural competency" means understanding and applying cultural and ethnic data to the process of care that includes, but is not limited to, information on the appropriate treatment of, and provision of care to, the lesbian, gay, bisexual, transgender, and intersex communities, ethnic communities, and religious communities."

This is obviously common sense. Of course you can't legally act in a discriminatory manner against anyone in business and housing. No one should ever do that in any part of their life, business or personal, be it legally mandatory or not.

"California Bureau of Real Estate Appraisers

The Bureau of Real Estate Appraisers (Bureau) has updated its Course Guidelines for Elimination of Bias that the Bureau sent out on Monday. The Bureau has added the description of the Strategies to overcome implicit bias.

The Course Guidelines were developed to maintain a certain level of consistency and uniformity to the course content. The Course and Provider Expectations is to establish a clear guide on course development and delivery.

Again, the Bureau hopes this information helps Course Providers to develop the course content.

https://www.brea.ca.gov/pdf/CourseGuidelinesforEliminationofBias.pdf

Elimination of Bias
Course Guidelines

The following are guidelines for the use by course providers in preparing the basic education (BE) and continuing education (CE) on Elimination of Bias to meet the requirements of the California Business and Professional Code Section 11360 (a).

The two courses (at least one hour of Cultural Competency and at least two hours of Elimination of

Bias) are completely different courses, and the course content should be developed as two separate

courses. While the two course can be combined into at least 3 hours of training, the subject matter

for each course must be relevant to that course’s subject and its subtopics. The core time should be

spent on the topic subject matter with some time allocated to how the content applies to the

appraisers and/or appraisal industry.

Elimination of Bias Minimum Requirements

Beginning January 1, 2023, the license renewal will require at least two hours of Elimination of Bias

course required for by Section 11360 (a) must include the following:

a) The importance of the course and why it’s necessary for anyone including appraisers.

b) Impact of biases on consumer and on individual’s life.

c) History of Federal Fair Housing Act.

d) Primary definitions of the types of bias with meaningful examples. At a minimum, the following

definitions should be included in the training:

i) Stereotype: A widely held but fixed and oversimplified image or idea of a particular type of

person or thing. Generally, an often unfair and untrue or only part true belief that many

people have about all people or things with a particular characteristic.

ii) Discrimination: The practice of unfairly treating a person or group of people differently from

other people or groups of people. The ability to recognize the difference between things

that are of good quality and those that are not, or a difference that is understood or

recognized.

iii) Prejudice: An unfair feeling of dislike for a person or group because of race, sex, religion,

etc., or a feeling of like or dislike for someone or something especially when it is not

reasonable or logical, or a pre-judgement towards a person or group.

iv) Racism: poor treatment of or violence against people because of their race; the belief that

some races of people are better than others.

v) Bias: Bias is a human trait resulting from our tendency and need to classify individuals into

categories as we strive to quickly process information and make sense of the world. To a

large extent, these processes occur below the level of consciousness. It is a tendency to

believe that some people, ideas, etc., are better than others that usually results in treating

some people unfairly; a strong interest in something or ability to do something.

vi) Unconscious/implicit bias: Implicit bias involves all of the subconscious feelings,

perceptions, attitudes, and stereotypes that have developed as a result of prior influences

and imprints. It is an automatic positive or negative preference for a group, based on one’s

subconscious thoughts. Implicit bias is unconscious, automatic, and relies on associations

that we form over time. Biases are formed toward groups of people based on what we see

in the media, our background, and experiences. They reflect how we internalize messages

about society rather than our intent.

vii) Conscious/explicit bias: Explicit bias is the traditional conceptualization of bias; individuals

are aware of their prejudices and attitudes toward certain groups. Positive or negative

preferences for a particular group are conscious."

Mary Cummins

Mary Cummins, Real Estate Appraiser, Animal Advocates, Los Angeles, California

Saturday, October 22, 2022

Dia de Muertos Celebration Grand Park Los Angeles October 22, 2022 by Mary Cummins

Thursday, October 13, 2022

FREE TACOS with Purchase of Real Estate Appraisal! Mary Cummins Real Estate Appraiser

Thursday, September 22, 2022

California Appraisal Guidelines for Elimination of Bias per Business Professional Code 11360 a - Mary Cummins