Mary Cummins, Real Estate Appraiser, Real Estate Appraisal, Los Angeles, California, Mary Cummins.

Mary Cummins is a real estate appraiser in Los Angeles, California with 38+ years of experience. Cummins provides real estate appraisals for banks, lenders, mortgage brokers, Appraisal Management Companies (AMCs), lawyers, Courts, factors and private parties for lending, lawsuits, probate, estate planning, divorce and all types of litigation. Cummins provides 1004, 1073, 1025 and other form reports, narrative reports and historical appraisals besides real estate research and appraisal advice.

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Saturday, February 26, 2022

Mary Cummins Real Estate Appraiser, Resume, Curriculum Vitae, Biography, Los Angeles, California

Mary Cummins, resume, curriculum vitae, job history, real estate appraiser, Los Angeles, California, work history, biography, real estate appraisal, real estate, appraiser, appraisal, marycumminscurriculumvitae

Curriculum Vitae

Abstract

Cummins is a bilingual Latino real estate appraiser born and raised in Los Angeles, California with over 38 years of experience. Cummins has appraised over 20,000 residential, multi-family, income, land, industrial, mixed-use properties and construction projects for lenders, AMCs, lawyers, relocation companies, banks and individuals. Cummins has passed the Department of Justice and SterlingBackcheck background checks multiple times. There has never been any complaint, claim or lawsuit against any license. A la mode Total software. Combined LA/Westside MLS member. E&O insurance $1,000,000 no claims.

Education

• Beverly Hills High School 1982 - Dean's list, Swim Team, Water Polo

• University of Southern California 1984 - Dean's list, Swim Team, Scholarship

Licenses, Certifications

• Real Estate Sales License 1984

• Real Estate Brokers License 1986

• California Notary Public 1989

• Real Estate Appraisal License CertifiedResidential 1993 (First Mandatory 1994)

• HUD/FHA Approved Real Estate Appraiser

Work Experience

• 1984 Merrill Lynch Real Estate - Sales, Comparative Market Analysis

• 1984 to present - Cummins Real Estate Services - Real Estate Appraisal, Sales

• 1985 Apartment Owners Association - Commercial Brokerage Division

• 1986 Forensis Group - Expert Witness

• 1990 Westside Properties - Real Estate Appraisal, Sales. 100% office

Selected Legal Cases

• 1989 Schine vs Schine - Appraisal of Ambassador Hotel as land for development project with Donald Trump. Deposed.

• Various cases for Forensis Group 1986-2006

• 2009 Union Pacific vs Jimmy Nasralla. Criminal. Court appearance.

• 2010 Don Carstens vs JP Morgan. Civil. Deposed. Court appearance.

• 2013 Narrative Appraisal for LA Metro Eminent Domain

Courts

• United States Bankruptcy Court California

• Los Angeles County Superior Court Civil

• Los Angeles County Superior Court Criminal

• Riverside County Superior Court Civil

Selected Clients

• Crestview Financial

• Don Carstens, Attorney at Law

• Home Savings Bank

• Wells Fargo

• Chase Financial, Bank

• Forensis Group, Expert Witness

• Western Relocation Services

Selected Professional Education 1,350+ hours

• 1984 Lumbleau School of Real Estate - Real estate sales

• 1984 to present - Various real estate schools: Expert Witness Testimony, Appraising Apartments, Oddball Appraisals, USPAP, FHA Appraising, Appraising Manufactured Homes, Environmental Issues for Appraisers, Fair Housing, LEED Real Estate, Foundations in Sustainability: Greening the Real Estate and Appraisal Industries, Review Appraisals, REO and Foreclosures, The Cost Approach.

• 1985 Merrill Lynch - Real estate sales, CMA

• 1986 Lumbleau School of Real Estate - Real estate broker – 8 College Courses

• 1986 Apartment Owners Association - Income property evaluation and sales

• 2014 2 - 4 Family Finesse 06167C167

• 2014 The Sales Comparison Approach 14CP167303029

• 2014 Understanding Residential Construction 14CP167303033

• 2014 The Nuts and Bolts of Green Building for Appraisers 10167C114

• 2014 Even Odder: More Oddball Appraisals 08167C181

• 2014 Appraising FHA Today - Virtual classroom 06167C169

• 2014 Laws and Regulations for California Appraisers 12167C163

• 2014 2014-2015 7 hour National USPAP Update Course 13CP167303017

• 2014 Appraising Manufactured Homes 11167C134

• 2014 Land and Site Valuation 08167C187

• 2014 Mortgage Fraud- Protect Yourself 08167C179

• 2016 2016-2017 7 Hour National USPAP Update Course 15CP167303053

• 2018 2018-2019 7- Hour Equivalent USPAP Update Course 1810000011

• 2018 FHA Site Inspection for Appraisers 1610000007

• 2018 California Laws and Regulations for Appraisers 1710000010

• 2018 Mold A Growing Concern 1310000004

• 2018 Appraising Energy Efficient Residential Properties 1710000008

• 2018 Environmental Hazards Impact on Value 1210000001

• 2018 Construction Details From Concept to Completion 1710000009

• 2018 A Brief Historic Stroll Through America's Architectural Styles 1310000003

• 2020 2020-2021 7-Hour Equivalent USPAP Update Course 2010000012

Selected Seminars, Webinars

• 2020 California Preservation Foundation webinar: Learning from Large-Scale Adaptive Reuse Projects

• 2021 HUD: Advancing Equity in the Home Valuation Process

• 2021 Freddie Mac, Appraisal Institute: Property Valuation, Appraisal Bias, & Black Homeownership

• 2021 ClearCapital: Does Your Appraisal Data Include Racial Bias?

• 2021 HUD: National Fair Housing Training Academy, Collateral Damage: The Consequences of Racial Bias in the Residential Appraisal Process

• 2021 Richard Hagar, SRA: Six-Part Appraiser Webinar series

How to Determine Land Values, Even Where There Are No Sales

Comparables: What to Use and What to Do When You Can't Find Any

Why the Cost Approach is Valuable (and Helps You Earn Higher Fees)

Easy Ways to Determine Condition Adjustments

How a Regression Analysis Can Help Determine Adjustments

Fighting Pressure and Intimidation

• 2021 Consumer Finance Protection Bureau: Home Appraisal Bias Event

• 2021 Fannie Mae: Racial Bias in Appraisals

• 2021 Appraisal Subcommittee Roundtable: Building a More Equitable Appraisal System

• 2021 George Dell; Peter Christensen, Attorney: How to Avoid Being Accused of Bias in Real Estate Appraisal

• 2022 Los Angeles Business Journal: Commercial Real Estate Symposium

• Appraisal Institute: Diversity, Equity and Inclusion Webinar Series: Revealing Relevance for the Appraiser Profession
• Robert Keller: Bullet Proof Workfile Class

Selected Media

• 1985 LA Times “People in Westside Real Estate” Cummins joins Merrill Lynch

• 1990 LA Times “People in Westside Real Estate” Cummins joins Westside Properties

• 2002 LA Times “Suggestions for the bidder whose offers are rejected”

• 2006 Daily News “County relaxes restrictions on llamas, animal rehab”

• 2007 LA Times “Historical Homes, not for everyone”

• 2009 LA Weekly “Jimmy Nasralla finds a lawyer”

• 2009 LA Weekly “Is LA City Attorney Trutanich screwing over the little guy?”

• 2009 LA Weekly “Jimmy on the edge of town”

Awards

• 2014 Los Angeles Business Journal, Latino Business Award

• 2014 Los Angeles Business Journal, Women Making a Difference Award

• 2020 GlobeSt. Women of Influence Award

Social Media

• 1992 Mary Cummins Real Estate website – Includes Real Estate Dictionary

• 2000 Cummins Real Estate blog – Articles on Real Estate, Appraisal, Affordable Housing, Homeless, Housing Crisis, Celebrity Homes

• 2010 Cummins Real Estate Services Facebook page

Task Forces, Committees

• 2006 Los Angeles City Proposition F Committee – Oversaw construction of new animal shelters and fire stations with $500,000,000+ fund

Publications, Articles

• Main Reasons Home Loans are Denied

• How Condominium Home Owners Associations (HOA) are Organized and Operate

• How Real Estate Appraisers Measure and Calculate Size of a Home

• Race and Racism in Real Estate Appraisal

• Difficulties Finding a Real Estate Appraiser Mentor in California

• The History of Redlining in Home Lending

• How to Submit a Reconsideration of Value, Appeal

• Understanding the 1004P Hybrid Real Estate Appraisal

• One Cause of the Housing Crisis

• Causes of the Increase in Homelessness in Los Angeles

• Ideas to Help Solve the Housing Crisis

• Real Estate Cycles, Revitalization and “Gentrification”

• Notre Dame Cathedral fire shows how building structure affects susceptibility to fires

• Eminent Domain in California and Texas

• Donald Trump and the Ambassador Hotel Development Project

• Using Google Maps to Calculate a Driving Route for Real Estate Appraisers

• Using Google Maps to Get Rough Estimates of Building Size

• EB-5 Visa Renewal Program and Real Estate

• California Bill AB139 - Real Estate Transfers and Trusts

• Office to Housing Conversion is Not That Easy

• Appraisal Gap: What is it? What are the Causes?

• Different Types of Home Valuations

• Measuring, Describing Land Using Metes and Bounds, PLSS, Lot and Block and Parcel Numbers

Past, Present Organizations, Memberships

• USC Alumni Real Estate Network, AREN

• National Association of Real Estate Appraisers, NAREA

• Beverly Hills Board of Realtors, BHBR, now Beverly Hills/Greater Los Angeles Association of Realtors, GLAR

• Los Angeles Board of Realtors, LABR, now Beverly Hills/Greater Los Angeles Association of Realtors, GLAR

• California Association of Realtors, CAR

• Combined L.A./Westside MLS, CLAW

Other Experience

• Bilingual – English, Spanish

• PC, Mac, iPad, iPhone

• UAD, .pdf, .doc, .xml, .env, html, FTP, Power Point, FHA forms

• Approved by numerous Appraisal Management Companies

• MLS, Homeputer, a la mode, Total, AppraisalMAT, LoopNet, Carets

• Real estate photography, panoramas, scans, floor plans

• E&O insurance $1,000,000/$1,000,000

• Never had a real estate complaint, claim or lawsuit

• Perfect appraiser license record

• Passed full SterlingBackcheck background check multiple times

• Passed multiple DOJ background checks for professional licenses, gun permit

• Perfect driving record, type 100+ wpm

Mary Cummins Resume, Curriculum Vitae as pdf

http://www.marycummins.com/marycumminscurriculumvitae.pdf

Mary Cummins of Cummins Real Estate is a certified residential licensed appraiser in Los Angeles, California. Mary Cummins is licensed by the California Bureau of Real Estate appraisers and has over 35 years of experience.

Mary Cummins, Mary K. Cummins, Mary Katherine Cummins, Mary, Cummins, #marycummins #animaladvocates #losangeles #california #wildlife #wildliferehabilitation #wildliferehabilitator #realestate #realestateappraiser #realestateappraisal #lawsuit real estate, appraiser, appraisal, instructor, teacher, Los Angeles, Santa Monica, Beverly Hills, Pasadena, Brentwood, Bel Air, California, licensed, permitted, certified, single family, condo, condominium, pud, hud, fannie mae, freddie mac, fha, uspap, certified, residential, certified resident, apartment building, multi-family, commercial, industrial, expert witness, civil, criminal, orea, dre, brea insurance, bonded, experienced, bilingual, spanish, english, form, 1004, 2055, 1073, land, raw, acreage, vacant, insurance, cost, income approach, market analysis, comparative, theory, appraisal theory, cost approach, sales, matched pairs, plot, plat, map, diagram, photo, photographs, photography, rear, front, street, subject, comparable, sold, listed, active, pending, expired, cancelled, listing, mls, multiple listing service, claw, themls, historical appraisal, facebook, linkedin DISCLAIMER: https://mary--cummins.blogspot.com/p/disclaimer-privacy-policy-for-blogs-by.html

Mary Cummins

Mary Cummins of Cummins Real Estate Services has been in real estate since 1983, over 35 years. She is licensed by the Bureau of Real Estate Appraisers. Mary Cummins was an agent and broker licensed with the California Department of Real Estate selling residential income, commercial buildings, raw land and homes for Merrill Lynch Realty in Beverly Hills and Westside Properties in Los Angeles before concentrating on appraisals. Mary Cummins currently provides real estate appraisals, expert witness testimony, historical research, legal real estate research for mortgage brokers, banks, lawyers, factors, insurance companies, financial consultants and private individuals. Mary Cummins was born and raised in Southern California. Cummins attended Beverly Hills Good Shepherd Catholic School and Beverly Hills High School. Besides being on the Dean's list, Mary Cummins was a top ten national swimmer and competed on the men's water polo team. Mary Cummins began college at the age of 15 attending the University of Southern California on scholarship, majoring in Psychology/Sociology. http://www.animaladvocates.us http://www.facebook.com/AnimalAdvocatesUSA

Monday, January 1, 2018

Richardson Family Park, Don Richardson, 2700 Budlong, Los Angeles, California by Mary Cummins

Richardson Family Park, 2700 Budlong, Los Angeles, California, Donald Richardson, Mary Cummins, real estate appraiser, real estate, appraisal, appraiser, Martin Luther King Legacy, Esperanza Community Housing, USC

Richardson Family Park is located at 2700 S Budlong, Los Angeles, CA 90007. The park has a basketball court, children's playground and picnic tables. It's closed from sunset to dawn.

The park was developed by the Esperanza Community Housing Corp, a nonprofit neighborhood-based organization, and Martin Luther King Legacy Assoc with a Proposition K "LA for Kids" prog grant of $253,492 and with a commitment to transfer the deed and title to the City of LA, Dept of Rec & Parks for its maintenance.

The site was originally owned by the Richardson family. Lloyd E Richardson 1886-1971 and Maud Marie Jolliff Richardson 1890-1965. They had three children, Maud Richardson Smith 1909-1989, Lloyd Otto Richardson Jr 1911-1970 and Donald Jolliff Richardson 1920-2000. The surviving heirs were Donald J Richardson and Dr Elinor Smith Richardson 1914-2004 his sister-in-law.

Donald married Margaret Sample 1923-1991 in 1944 and had three children, James, Ronald and William. Below is Donald Richardson's photo and obituary.

"RICHARDSON Donald Jolliff (80) Died at home Friday evening July 14. A World War II hero of D-Day and Battle of the Bulge, Don faced all the challenges life gave him with great heart and determination, making the best of any situation. His life profoundly and positively impacted thousands of people. Born in Bakersfield, California and raised in Los Angeles, he graduated from UCLA and married Margaret Sample in 1943. Serving as teacher and Assistant Superintendent for LAUSD from 1947-1980. Don "retired" to become a tireless full-time volunteer leader-advocate for mental health at both the national and state levels. President of the National Alliance for the Mentally III (NAMI), and member of Rosalynn Carter's National Advisory Commission on Mental Health, Don was a principal contributor to the Surgeon General's Report on Mental Health, 2000. Honors include L.A. County's "Volunteer of the Year", California Psychological Association's "Distinguished Humanitarian Award" and U.S. Commissioner of Rehabilitation Services'" Award for Outstanding Contribution to the Disabled in America. Don had a lively sense of humor, enjoyed gardening, dancing and traveling. He was unfailingly loving and courageous. His life will continue to inspire those who knew him, including his three sons, two grandchildren, dear companion Wyoma Perryman, and many cherished friends. A memorial celebration will be held in his home in Los Angeles on Sunday, July 23, from 2:00-4:00 PM. In lieu of flowers, memorial donations to NAMI are encouraged."

Donald Richardson, Dr Elinor Richardson 1999 Grand Opening of Richardson Family Park

The park location used to be the Richardson Family house located at 2700 S Budlong Ave, Los Angeles, California, 90007. It was built in 1904 for Adolph Herman who died 1939. The age of home was deduced by directory listings, voter records, census data, land sales in LA Times articles. It was sold as land in 1903. First directory listing as a home was 1904. Below is a photo from the USC archives which states 1930 2700 S Budlong Ave.

The site is assessor parcel number 5054-031-901, legal description WHITNEY TRACT LOTS 49 AND 50. It's a 150' x 135' corner lot which was two residential lots. One address may have been 1534 W 27th St. It was a large three story home with seven garages. Some of the rooms were rented individually. There are ads in LA Times 1949 for $9.50/week for two room apt. The previous owner was Charles Herman. He sold it in 1930 for $15,000. It was ten rooms, five bedrooms, two story with two bathrooms on a corner. ~~The home was built before 1919 most likely 1900-1905.~~

Below is an ad to sell it in the LA Times from 1930.

1971 the building was demolished. 1999 it was officially opened as a new park.

Below is the plat map of the site and plot plat for the new park.

References

"L.A. Neighborhood Gives Gang a New Role: Park Design Consultant," LA Times, January 13, 1999.

"Parks Have Their Day in the Sun," LA Times, June 20,1999, pg 35. http://www.latimes.com

"Greening West Adams," 1996. https://news.usc.edu/13367/USC-in-the-Community/

Los Angeles Parks https://www.laparks.org/park/richardson-family

Park Mural "It Takes a Village" by artists Asylm, Vyal and Man One http://politicalmurals.org/com-murals/rfp/

LocoScout https://www.locoscout.com/location_detail.php?location_id=537

Facebook Richardson Family Park https://www.facebook.com/pages/Richardson-Family-Park/147197498671446

Mary Cummins

Friday, August 10, 1984

Mary Cummins presents statistical research at Western Psychology Conference, USC,

I took a senior year psychology research class my freshmen year in college. I always did well in school but was worried about getting an "A." The professor said he would move someone's grade up a grade if they got their research published in a journal article and presented it. I got the article published in the undergraduate journal and presented it in Santa Clarita. My grandmother let me borrow her car to drive up there.

"Western Psychology Conference for undergraduate research. April 28, 1984. Sponsored by the Psychology Department of the University of Santa Clara, California 95053.

Classical conditioning as a factor in response bias. Mary Cummins-Cobb. University of Southern California. Sponsor: Herm Turk. Cognitive field."

Mary Cummins-Cobb, Western Psychology Conference.

Mary Cummins-Cobb, Western Psychology Conference

Mary Cummins

Mary Cummins, Real Estate Appraiser, Animal Advocates, Los Angeles, California

Saturday, February 26, 2022

Mary Cummins Real Estate Appraiser, Resume, Curriculum Vitae, Biography, Los Angeles, California

Monday, January 1, 2018

Richardson Family Park, Don Richardson, 2700 Budlong, Los Angeles, California by Mary Cummins

Friday, August 10, 1984

Mary Cummins presents statistical research at Western Psychology Conference, USC,