Mary Cummins, Real Estate Appraiser, Animal Advocates, Los Angeles, California

Mary Cummins, Real Estate Appraiser, Animal Advocates, Los Angeles, California
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Saturday, February 26, 2022

Mary Cummins Real Estate Appraiser, Resume, Curriculum Vitae, Biography, Los Angeles, California

Mary Cummins, resume, curriculum vitae, job history, real estate appraiser, Los Angeles, California, work history, biography, real estate appraisal, real estate, appraiser, appraisal
Mary Cummins, resume, curriculum vitae, job history, real estate appraiser, Los Angeles, California, work history, biography, real estate appraisal, real estate, appraiser, appraisal, marycumminscurriculumvitae

Curriculum Vitae

 

Abstract

Cummins is a bilingual Latino real estate appraiser born and raised in Los Angeles, California with over 38 years of experience. Cummins has appraised over 20,000 residential, multi-family, income, land, industrial, mixed-use properties and construction projects for lenders, AMCs, lawyers, relocation companies, banks and individuals. Cummins has passed the Department of Justice and SterlingBackcheck background checks multiple times. There has never been any complaint, claim or lawsuit against any license. A la mode Total software. Combined LA/Westside MLS member. E&O insurance $1,000,000 no claims.

Education 

  Beverly Hills High School 1982 - Dean's list, Swim Team, Water Polo

  University of Southern California 1984 - Dean's list, Swim Team, Scholarship

Licenses, Certifications

  Real Estate Sales License 1984

  Real Estate Brokers License 1986

  California Notary Public 1989

  Real Estate Appraisal License CertifiedResidential 1993 (First Mandatory 1994)

  HUD/FHA Approved Real Estate Appraiser 

Work Experience

  1984 Merrill Lynch Real Estate - Sales, Comparative Market Analysis

  1984 to present - Cummins Real Estate Services - Real Estate Appraisal, Sales

  1985 Apartment Owners Association - Commercial Brokerage Division

  1986 Forensis Group - Expert Witness

  1990 Westside Properties - Real Estate Appraisal, Sales. 100% office 

Selected Legal Cases

  1989 Schine vs Schine - Appraisal of Ambassador Hotel as land for development project with Donald Trump. Deposed.

  Various cases for Forensis Group 1986-2006

  2009 Union Pacific vs Jimmy Nasralla. Criminal. Court appearance.

  2010 Don Carstens vs JP Morgan. Civil. Deposed. Court appearance.

  2013 Narrative Appraisal for LA Metro Eminent Domain

Courts

  United States Bankruptcy Court California

  Los Angeles County Superior Court Civil

  Los Angeles County Superior Court Criminal

  Riverside County Superior Court Civil 

Selected Clients

  Crestview Financial

  Don Carstens, Attorney at Law

  Home Savings Bank

  Wells Fargo

  Chase Financial, Bank

  Forensis Group, Expert Witness

  Western Relocation Services 

Selected Professional Education 1,350+ hours

  1984 Lumbleau School of Real Estate - Real estate sales

  1984 to present - Various real estate schools: Expert Witness Testimony, Appraising Apartments, Oddball Appraisals, USPAP, FHA Appraising, Appraising Manufactured Homes, Environmental Issues for Appraisers, Fair Housing, LEED Real Estate, Foundations in Sustainability: Greening the Real Estate and Appraisal Industries, Review Appraisals, REO and Foreclosures, The Cost Approach.

  1985 Merrill Lynch - Real estate sales, CMA

  1986 Lumbleau School of Real Estate - Real estate broker – 8 College Courses

  1986 Apartment Owners Association - Income property evaluation and sales

  2014 2 - 4 Family Finesse 06167C167

  2014            The Sales Comparison Approach 14CP167303029

  2014            Understanding Residential Construction  14CP167303033

  2014 The Nuts and Bolts of Green Building for Appraisers 10167C114

  2014            Even Odder: More Oddball Appraisals 08167C181

  2014 Appraising FHA Today - Virtual classroom 06167C169

  2014            Laws and Regulations for California Appraisers 12167C163

  2014 2014-2015 7 hour National USPAP Update Course 13CP167303017

  2014            Appraising Manufactured Homes            11167C134

  2014            Land and Site Valuation 08167C187

  2014 Mortgage Fraud- Protect Yourself 08167C179

  2016 2016-2017 7 Hour National USPAP Update Course 15CP167303053

  2018 2018-2019 7- Hour Equivalent USPAP Update Course 1810000011

  2018            FHA Site Inspection for Appraisers 1610000007

  2018 California Laws and Regulations for Appraisers 1710000010

  2018            Mold A Growing Concern  1310000004

  2018            Appraising Energy Efficient Residential Properties 1710000008

  2018            Environmental Hazards Impact on Value 1210000001

  2018            Construction Details From Concept to Completion 1710000009

  2018            A Brief Historic Stroll Through America's Architectural Styles 1310000003

  2020 2020-2021 7-Hour Equivalent USPAP Update Course           2010000012

Selected Seminars, Webinars

  2020 California Preservation Foundation webinar: Learning from Large-Scale Adaptive Reuse Projects

  2021 HUD: Advancing Equity in the Home Valuation Process

  2021 Freddie Mac, Appraisal Institute: Property Valuation, Appraisal Bias, & Black Homeownership

  2021 ClearCapital: Does Your Appraisal Data Include Racial Bias?

  2021 HUD: National Fair Housing Training Academy, Collateral Damage: The Consequences of Racial Bias in the Residential Appraisal Process

  2021 Richard Hagar, SRA: Six-Part Appraiser Webinar series

  How to Determine Land Values, Even Where There Are No Sales

  Comparables: What to Use and What to Do When You Can't Find Any

  Why the Cost Approach is Valuable (and Helps You Earn Higher Fees)

  Easy Ways to Determine Condition Adjustments

  How a Regression Analysis Can Help Determine Adjustments

  Fighting Pressure and Intimidation

• 2021 Consumer Finance Protection Bureau: Home Appraisal Bias Event

• 2021 Fannie Mae: Racial Bias in Appraisals

• 2021 Appraisal Subcommittee Roundtable: Building a More Equitable Appraisal System

• 2021 George Dell; Peter Christensen, Attorney: How to Avoid Being Accused of Bias in Real Estate Appraisal

• 2022 Los Angeles Business Journal: Commercial Real Estate Symposium

• Appraisal Institute: Diversity, Equity and Inclusion Webinar Series: Revealing Relevance for the Appraiser Profession
• Robert Keller: Bullet Proof Workfile Class

Selected Media

  1985 LA Times “People in Westside Real Estate” Cummins joins Merrill Lynch

  1990 LA Times “People in Westside Real Estate” Cummins joins Westside Properties

  2002 LA Times “Suggestions for the bidder whose offers are rejected”

  2006 Daily News “County relaxes restrictions on llamas, animal rehab”

  2007 LA Times “Historical Homes, not for everyone”

  2009 LA Weekly “Jimmy Nasralla finds a lawyer”

  2009 LA Weekly “Is LA City Attorney Trutanich screwing over the little guy?”

  2009 LA Weekly “Jimmy on the edge of town”

Awards

  2014 Los Angeles Business Journal, Latino Business Award

  2014 Los Angeles Business Journal, Women Making a Difference Award

  2020 GlobeSt. Women of Influence Award

Social Media 

  1992 Mary Cummins Real Estate website – Includes Real Estate Dictionary

  2000 Cummins Real Estate blog – Articles on Real Estate, Appraisal, Affordable Housing, Homeless, Housing Crisis, Celebrity Homes

  2010 Cummins Real Estate Services Facebook page

Task Forces, Committees

  2006 Los Angeles City Proposition F Committee – Oversaw construction of new animal shelters and fire stations with $500,000,000+ fund

Publications, Articles

  Main Reasons Home Loans are Denied

  How Condominium Home Owners Associations (HOA) are Organized and Operate

  How Real Estate Appraisers Measure and Calculate Size of a Home

  Race and Racism in Real Estate Appraisal

  Difficulties Finding a Real Estate Appraiser Mentor in California

  The History of Redlining in Home Lending

  How to Submit a Reconsideration of Value, Appeal

  Understanding the 1004P Hybrid Real Estate Appraisal

  One Cause of the Housing Crisis

  Causes of the Increase in Homelessness in Los Angeles

  Ideas to Help Solve the Housing Crisis

  Real Estate Cycles, Revitalization and “Gentrification”

  Notre Dame Cathedral fire shows how building structure affects susceptibility to fires

  Eminent Domain in California and Texas

  Donald Trump and the Ambassador Hotel Development Project

  Using Google Maps to Calculate a Driving Route for Real Estate Appraisers

  Using Google Maps to Get Rough Estimates of Building Size

  EB-5 Visa Renewal Program and Real Estate

  California Bill AB139 - Real Estate Transfers and Trusts

  Office to Housing Conversion is Not That Easy

  Appraisal Gap: What is it? What are the Causes?

  Different Types of Home Valuations

  Measuring, Describing Land Using Metes and Bounds, PLSS, Lot and Block and Parcel Numbers

Past, Present Organizations, Memberships

  USC Alumni Real Estate Network, AREN

  National Association of Real Estate Appraisers, NAREA

  Beverly Hills Board of Realtors, BHBR, now Beverly Hills/Greater Los Angeles Association of Realtors, GLAR

  Los Angeles Board of Realtors, LABR, now Beverly Hills/Greater Los Angeles Association of Realtors, GLAR

  California Association of Realtors, CAR

  Combined L.A./Westside MLS, CLAW

 Other Experience 

  Bilingual – English, Spanish

  PC, Mac, iPad, iPhone

  UAD, .pdf, .doc, .xml, .env, html, FTP, Power Point, FHA forms

  Approved by numerous Appraisal Management Companies

  MLS, Homeputer, a la mode, Total, AppraisalMAT, LoopNet, Carets

  Real estate photography, panoramas, scans, floor plans

  E&O insurance $1,000,000/$1,000,000

  Never had a real estate complaint, claim or lawsuit

  Perfect appraiser license record

  Passed full SterlingBackcheck background check multiple times

  Passed multiple DOJ background checks for professional licenses, gun permit

  Perfect driving record, type 100+ wpm

Mary Cummins Resume, Curriculum Vitae as pdf

http://www.marycummins.com/marycumminscurriculumvitae.pdf

Mary Cummins of Cummins Real Estate is a certified residential licensed appraiser in Los Angeles, California. Mary Cummins is licensed by the California Bureau of Real Estate appraisers and has over 35 years of experience.


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