List of banned AMC appraisal words by Mary Cummins real estate appraiser

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Another appraiser posted this list of words appraisers can't use in their reports from an AMC. Most of these are obvious and I don't know anyone who would dare use the words. Others are complex as they have multiple meanings some being innocent and factual such as the following:

Age: This word is pre-printed on the form for age of home. I use age as years.

Black: We use this for color of floor, cabinets... Color number #000000? No other colors in the list.

Chinese: Chinese roof tiles also called "wa" in Chinese. We use for style but no more. Asian also not allowed.

Colored: Rose colored window pane, exterior. Pink?

Disabled: Disabled ramp, parking, rails. Physically challenged? Wheelchair bound?

Gentrification: The government uses the term. The correct term is the revitalization cycle of real estate.

Graffiti: We have to note if there is graffiti on a building. Maybe we can use spray paint or tagging? It must be removed before funding generally. They'll see it in the photos.

Handicap: See "disabled." Handicap parking, rails, ramps. Sometimes this is mandatory for certain types of buildings.

Hoarder: We see this all the time. I use cluttered. They'll see it in the photos.

Homeless: Tough when the property has a homeless encampment against the wall but one can use camping. Appraiser must state external factors. Photos will show it.

Homogenous: Can be used for types of homes but no more. I use similar.

Illegal: It's pre-printed on the form for use. I use not zoned, not permitted.

Japanese: Can be used for style of home or garden. No more. Maybe just "style?" 

Low income: There are some condos, apartments which are legally low income and can only be rented or sold to low income people. Lower income? Income range under $50,000?

Mature: I used to use it for trees but no more. 

Old: It was part of the form relative to age of homes in area. Now I use range of age in years.

Projects: Difficult when it's pre-printed on the condo form. I use complex.

Public Housing: Difficult when you are appraising public housing. Government sponsored works?

Spanish: It's an accepted style of home. Just type "style?"

Students: Sometimes it's student housing. Maybe people in school?

White: Color of paint, cabinets, carpeting, flooring. Color number #FFFFFF?

Just noticed "master" is missing as in master bedroom. I use main, en suite, bed 1...

Mary Cummins of Cummins Real Estate is a certified residential licensed appraiser in Los Angeles, California. Mary Cummins is licensed by the California Bureau of Real Estate appraisers and has over 35 years of experience.

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