Mary Cummins, Real Estate Appraiser, Animal Advocates, Los Angeles, California

Mary Cummins, Real Estate Appraiser, Animal Advocates, Los Angeles, California
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Tuesday, July 15, 2025

Official End of Pave Task Force by Mary Cummins Real Estate Appraiser



As soon as Trump became President the PAVE Task Force pages disappeared. I wrote about that here. I stated it won't change much because the PAVE Task Force never really did much except smear and defame appraisers. July 11, 2025 HUD officially terminated the PAVE Task Force and all its "programs." Article. This also won't change much for the same reasons. All the programs PAVE stated they initiated already existed. From the article and HUD press release.

"In a statement announcing the task force’s demise, HUD said this endeavor “exemplified government overreach by increasing bureaucracy using various tools aimed at addressing so-called systemic biases in the home appraisal process.” The agencies questioned the task force’s concerns regarding the systematic undervaluation of properties in nonwhite communities, citing American Enterprise Institute data that determined similar disparities occurred in white communities that shared a similar socioeconomic status." 

From HUD press release, "Established in 2021, the PAVE task force exemplified government overreach by increasing bureaucracy using various tools aimed at addressing so-called systemic biases in the home appraisal process. It asserted that, in part, appraisals often result in systematic undervaluation of properties in black and Hispanic neighborhoods. However, data from the American Enterprise Institute (AEI) concludes that other characteristics unrelated to race – including educational attainment, average credit score, and family formation – are more likely significant drivers in differences between home values and appraisal outcomes.

“We’re encouraged that HUD and other agencies are beginning to roll back certain PAVE-inspired policies adopted by the Biden administration. These actions were driven by claims of race-based disparities in home values, mortgage denial rates, and appraisal under-valuations. These claims ignored AEI Housing Center research that found similar disparities in white communities with similar socioeconomic status, thereby invalidating the argument that the disparities were race based,” said Tobias Peter and Ed Pinto, Co-Directors at the AEI Housing Center."

Press release from HUD https://www.hud.gov/news/hud-no-25-092

HUD cited the AEI data which proves the underlying premise of the PAVE Task Force was 100% false! This is so huge! This shows that Andre Perry is a total fraud who helped push the false narrative to promote a political agenda and make money for himself. I've been stating this since I first saw Perry speak at the Finance Committee and read his ridiculous book. I was so glad to see the AEI research factually and eloquently put into words and charts everything I was seeing and thinking.

HUD added that current laws that address housing discrimination, including The Fair Housing Act and Equal Credit Opportunity Act, will continue to be enforced. These laws existed before PAVE. I support these actions. There will still be Reconsiderations of Values because they existed before PAVE. All of the fair housing regulations still exist. Appraisers are still not allowed to "low ball" anyone. There are still appraiser regulations, licensing and enforcement. HUD just ended the nonsense smear campaign about the alleged "old white racist male" appraiser "lowballing blacks and Latinos." As I stated before appraising is a math formula. We don't know the races, colors, religions... of the parties involved. We look at properties only. It's a math formula.

I do realize this is just Trump getting rid of all things Biden. I'll still take it. For the record I voted for Biden. This is the only real issue that I disagreed with besides biological men competing in women's sports. That just isn't fair to women.

Mary Cummins of Cummins Real Estate is a certified residential licensed appraiser in Los Angeles, California. Mary Cummins is licensed by the California Bureau of Real Estate appraisers and has over 35 years of experience.


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